Auto Insurance in Grand Prairie, TX


Providing a fast and stress-free experience when looking for auto insurance in Grand Prairie.





Auto Insurance in Grand Prairie and What You Need to Know



Shopping for estimates on auto insurance in Grand Prairie from companies is critical if you would like to locate affordable auto insurance in the city. The price of what your friends and acquaintances pay for auto insurance in Grand Prairie will differ based on numerous factors--such as your age, driving, and history. To help reduce some of your legwork on shopping for auto insurance in Grand Prairie, we've accumulated auto insurance rates for you. We've found the alternatives for many kinds of drivers. We've also listed a couple of key factors that affect how much you pay for car insurance in the city.

Percentage increase in Grand Prairie car insurance costs compared to national average

37.48 %

Percentage increase in Grand Prairie car costs compared to average in Texas

8.39 %

Percentage decrease in Grand Prairie car insurance costs compared to most expensive in Texas

21.16 %

Full Coverage Car Insurance

Protect yourself, your passengers and others. Discover what driving with full coverage in Grand Prairie can give you outside the peace of mind knowing that everybody and everything is protected.

Liability Car Insurance

Meet the insurance requirements for driving in Grand Prairie with a liability auto insurance policy plan. You're always better off being shielded than not being protected.

High Risk Car Insurance

Finding the best high risk car insurance in Grand Prairie can be daunting. We help you weave through the noise so you can get the best car insurance rate in Grand Prairie should you a high risk coverage plan.

Home and Auto Insurance

Bundle your home and auto insurance coverage in Grand Prairie into one so you can deal with less companies and save. Find out if a home and auto insurance package is right for you.


Your Driving Record Matters When Getting Auto Insurance in Grand Prairie

We've seen the story or have been a part of it. You're getting quotes for car insurance in Grand Prairie and searching for the very best deal on an insurance plan. You receive a fantastic car insurance quote that's affordable and gives the coverage choices all you're searching for. Still, afterward the insurance carrier informs you that the cost of this insurance premium is more significant than you were quoted and comes back. What happened? It might be due to insurance points. If your driving record from the state's department of motor vehicles comes showing your car insurance rates in Grand Prairie could be higher compared to pricing the insurance provider quoted.


best home and auto insurance Grand Prairie TX

Your Type of Car Plays a Role on Car Insurance Costs in Grand Prairie

For certain sorts of vehicles, you will find an range of variables that decide how much you will pay for auto insurance in Grand Prairie. The more horsepower your vehicle receives, the likelier you will rate and face the danger of a crash. Since cars with more power are involved in more accidents, they're more expensive to cover. But a SUV could push the price of your auto insurance in Grand Prairie up due to its capability to inflict a substantial quantity of damage. If you're seeking to get the car insurance, consider cars in the midsize group sedans, midsize SUVs, or minivans. An automobile's worth weighs significantly on the price. It is best to consider lower-priced vehicles in the event you're on the lookout for additional insurance savings.

Vehicle TypeAnnual Average Cost of Car Insurance
Car2,194.00
Luxury2,023.95
SUV1,868.43
Van1,719.12
Truck1,679.72



best home and auto insurance Grand Prairie TX

Cost of Car Insurance in Grand Prairie by Gender and Marital Status

In several states, gender is no longer a variable which can be used to compute auto insurance rates. As for your marital status, however, it may influence your rates on auto insurance in Grand Prairie. Generally, married couples are more likely to be given a auto insurance rate. Individuals have a greater likelihood of accidents than women and married men. Besides singles, older widows and divorced people see higher costs on auto insurance in Grand Prairie. For having a partner, you might be given a discounted insurance rate. But that practice is not prevalent. The reality is that couples are not as inclined to enter automobile accidents. There are a variety of theories about why this may be the situation; some sources say married motorists often drive than their single counterparts. Other resources hypothesize that motorists have less risky and more secure lifestyles compared to singles. In any event, you got married or are married, if, then you could qualify for a car insurance rates in Grand Prairie.

Where You Live in Grand Prairie Affects Car Insurance Costs

Annual savings for car insurance in smaller towns near Grand Prairie

14 %

Annual savings for car insurance in medium sized cities near Grand Prairie

6 %


The five-digit amount that informs the post office where you reside can save or cost you thousands of dollars annually on car insurance in Grand Prairie. The discrepancies in automobile insurance policy costs by zip code have related to the crime and little to do with models and the manufacturers of cars. Cities with high levels of injuries and theft claims generally see higher insurance premiums because specific zip codes are lumped by firms collectively. City drivers almost always pay more than those that reside in the nation. To put it more cars mean more mishaps. Zipcodes with roads that are less developed may even see auto insurance prices.

Average Costs of Auto Insurance in Grand Prairie by Types of Coverage


Type of Auto Insurance CoverageAverage Annual Rate
Without Comprehensive or Collision1,530.50
Auto Insurance with Comprehensive Only1,805.98
Auto Insurance with Comprehensive and Collision2,663.05


Your Credit Affects Your Car Insurance Costs

Apart from the kind of automobile and your history you drive, your credit rating can affect what you pay for auto insurance in Grand Prairie. Companies utilize insurance coverage when deciding the purchase price of your car insurance prices. Studies indicate that using this score helps insurance businesses predict insurance when someone is more likely to get into an accident. A car insurance coverage makes it possible for insurers to estimate the fairest rate for each and every client. Therefore, in the long term, yes, your credit rating can affect your prices on auto insurance in Grand Prairie. Even though your credit history plays considerably when it comes to pricing your auto insurance, it is still most important to concentrate on the items you can control.

Average car insurance rate changes in Grand Prairie based off credit scores.

55 %

Max car insurance rate changes in Grand Prairie based off credit scores

134 %


92 percent of the car insurance companies in Grand Prairie now think about your credit score when calculating how much you will pay for auto insurance.



Grand Prairie Car Insurance Rates by Age

The rates for auto insurance in Grand Prairie vary by age group. This is just because age groups are more of a liability to cover than others due to a higher likelihood of injuries and claims that are expensive. The youngest drivers have a propensity exhibit behavior that is more reckless than older drivers and to have the quantity of traffic incidents. They expensive to insure as an outcome. Auto insurance costs in Grand Prairie fall off for adults as soon as they start to settle around middle age because they get more experience behind the wheel and also get into injuries in comparison with teens. This tendency continues until drivers reach their seventies, where auto insurance costs begin to grow. But even though age is among the most crucial factors that play into the cost of car insurance in Grand Prairie, the impact of age on auto insurance rates could vary from state to state. However, you typically will see the youngest drivers paying the most sum for an Grand Prairie auto insurance plan.

best home and auto insurance Grand Prairie TX


Getting the Best Auto Insurance Rates in Grand Prairie


Shopping for and buying auto insurance in Grand Prairie may look to be experience and an unwelcome cost. Still, it's one that you may do to protect you from financial loss associated with automobile theft, a traffic wreck, natural disaster, or another occasion. None of us needs to invest more than we will need to for getting auto insurance in Grand Prairie, but it's not clear how to secure auto insurance rates. The only way to make sure you're getting the lowest rate possible is to search around. Insurers supply an assortment of discounts, which might mean lower insurance costs for customers who meet requirements or if they're even looking to bundle their automobile insurance together with their home insurance. Take the chance to examine the costs across different vendors and compare them before you select which kind of auto insurance in Grand Prairie is ideal for you.